Side-by-side · Q2 2026 data
Principal Bank vs Veridian Credit Union
Metric by metric
| Measure | Principal Bank | Veridian Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 21 | 66 (stronger) |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 87 (stronger) | 84 |
| Funding & liquidity | 66 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 33rd | 70th |
| Total assets | $9.8B | $9.2B |
| Deposits / shares | $9.3B | $7.7B |
| Capital ratio | 7.13% | 11.57% (stronger) |
| Problem loans | 0.44% (stronger) | 0.67% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 1.68% (stronger) | 1.60% |
| Loans ÷ deposits | 32.2% (stronger) | 102.7% |
| Uninsured deposits | 45.6% | 18.1% (stronger) |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.2% |
Veridian Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Principal Bank leads on 4 and Veridian Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.