Side-by-side · Q2 2026 data
PrinsBank vs Citizens Bank & Trust Co.
Metric by metric
| Measure | PrinsBank | Citizens Bank & Trust Co. |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 70 (stronger) | 36 |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 77 | 84 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 88th | 40th |
| Total assets | $308.3M | $329.0M |
| Deposits / shares | $262.9M | $297.4M |
| Capital ratio | 11.99% (stronger) | 8.63% |
| Problem loans | 0.29% | 0.26% (stronger) |
| Net charge-offs | 0.19% | 0.09% (stronger) |
| Return on assets | 2.99% (stronger) | 1.21% |
| Loans ÷ deposits | 68.0% | 55.2% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 29.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
PrinsBank has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 4 and Citizens Bank & Trust Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.