Side-by-side · Q2 2026 data
PrinsBank vs Citizens Independent Bank
Metric by metric
| Measure | PrinsBank | Citizens Independent Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 70 | 73 (stronger) |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 77 | 77 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 88th | 61st |
| Total assets | $308.3M | $314.2M |
| Deposits / shares | $262.9M | $267.0M |
| Capital ratio | 11.99% | 12.31% (stronger) |
| Problem loans | 0.29% | 0.14% (stronger) |
| Net charge-offs | 0.19% (stronger) | 2.85% |
| Return on assets | 2.99% (stronger) | 0.53% |
| Loans ÷ deposits | 68.0% (stronger) | 77.5% |
| Uninsured deposits | 29.0% | 20.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
PrinsBank has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 4 and Citizens Independent Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.