Side-by-side · Q2 2026 data
PrinsBank vs Heritage Bank National Association
Metric by metric
| Measure | PrinsBank | Heritage Bank National Association |
|---|---|---|
| TellerScore | 85 (stronger) | 34 |
| Capital cushion | 70 (stronger) | 58 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 100 (stronger) | 19 |
| Funding & liquidity | 77 (stronger) | 55 |
| Problem-loan coverage | 98 (stronger) | 46 |
| Peer percentile | 88th | 1st |
| Total assets | $308.3M | $361.1M |
| Deposits / shares | $262.9M | $286.3M |
| Capital ratio | 11.99% (stronger) | 10.81% |
| Problem loans | 0.29% (stronger) | 3.84% |
| Net charge-offs | 0.19% | 0.05% (stronger) |
| Return on assets | 2.99% (stronger) | -0.02% |
| Loans ÷ deposits | 68.0% (stronger) | 105.7% |
| Uninsured deposits | 29.0% | 12.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
PrinsBank has the higher TellerScore (85 vs 34). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 5 and Heritage Bank National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.