Side-by-side · Q2 2026 data
PrinsBank vs Highland Bank
Metric by metric
| Measure | PrinsBank | Highland Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 34 |
| Capital cushion | 70 (stronger) | 36 |
| Loan quality | 90 (stronger) | 16 |
| Earnings | 100 (stronger) | 22 |
| Funding & liquidity | 77 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 60 |
| Peer percentile | 88th | 1st |
| Total assets | $308.3M | $775.9M |
| Deposits / shares | $262.9M | $684.4M |
| Capital ratio | 11.99% (stronger) | 8.58% |
| Problem loans | 0.29% (stronger) | 2.51% |
| Net charge-offs | 0.19% (stronger) | 0.80% |
| Return on assets | 2.99% (stronger) | 0.04% |
| Loans ÷ deposits | 68.0% (stronger) | 80.2% |
| Uninsured deposits | 29.0% (stronger) | 33.2% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
PrinsBank has the higher TellerScore (85 vs 34). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 7 and Highland Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.