Side-by-side · Q2 2026 data
PrinsBank vs Lake Central Bank
Metric by metric
| Measure | PrinsBank | Lake Central Bank |
|---|---|---|
| TellerScore | 85 | 86 (stronger) |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 77 | 81 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 88th | 90th |
| Total assets | $308.3M | $291.3M |
| Deposits / shares | $262.9M | $257.3M |
| Capital ratio | 11.99% (stronger) | 11.15% |
| Problem loans | 0.29% | 0.04% (stronger) |
| Net charge-offs | 0.19% | 0.00% (stronger) |
| Return on assets | 2.99% (stronger) | 2.39% |
| Loans ÷ deposits | 68.0% (stronger) | 71.4% |
| Uninsured deposits | 29.0% | 22.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Lake Central Bank has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 3 and Lake Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.