Side-by-side · Q2 2026 data
PrinsBank vs Lake Region Bank
Metric by metric
| Measure | PrinsBank | Lake Region Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 84 |
| Capital cushion | 70 (stronger) | 54 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 77 | 98 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 88th | 86th |
| Total assets | $308.3M | $153.0M |
| Deposits / shares | $262.9M | $139.1M |
| Capital ratio | 11.99% (stronger) | 10.43% |
| Problem loans | 0.29% | 0.09% (stronger) |
| Net charge-offs | 0.19% | -0.04% (stronger) |
| Return on assets | 2.99% (stronger) | 1.85% |
| Loans ÷ deposits | 68.0% | 53.8% (stronger) |
| Uninsured deposits | 29.0% | 16.6% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
PrinsBank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 3 and Lake Region Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.