Side-by-side · Q2 2026 data
PrinsBank vs St. Paul Federal Credit Union
Metric by metric
| Measure | PrinsBank | St. Paul Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 70 | 79 (stronger) |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 77 (stronger) | 67 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 88th | 68th |
| Total assets | $308.3M | $252.1M |
| Deposits / shares | $262.9M | $215.2M |
| Capital ratio | 11.99% | 12.93% (stronger) |
| Problem loans | 0.29% | 0.20% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.22% |
| Return on assets | 2.99% (stronger) | 0.66% |
| Loans ÷ deposits | 68.0% (stronger) | 92.7% |
| Uninsured deposits | 29.0% | 15.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
PrinsBank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 4 and St. Paul Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.