Side-by-side · Q2 2026 data
Prism Bank vs FirstBank
Metric by metric
| Measure | Prism Bank | FirstBank |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 51 | 58 (stronger) |
| Loan quality | 84 (stronger) | 73 |
| Earnings | 56 | 61 (stronger) |
| Funding & liquidity | 44 | 81 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 24th | 40th |
| Total assets | $720.9M | $684.3M |
| Deposits / shares | $639.6M | $598.3M |
| Capital ratio | 10.08% | 10.81% (stronger) |
| Problem loans | 0.49% (stronger) | 0.82% |
| Net charge-offs | -0.02% (stronger) | 0.13% |
| Return on assets | 0.91% | 1.03% (stronger) |
| Loans ÷ deposits | 95.3% | 68.3% (stronger) |
| Uninsured deposits | 33.5% | 24.8% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FirstBank has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Prism Bank leads on 2 and FirstBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.