Side-by-side · Q2 2026 data
Producer Bank of Texas vs Centex Citizens Credit Union
Metric by metric
| Measure | Producer Bank of Texas | Centex Citizens Credit Union |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 88 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 48th | 94th |
| Total assets | $58.7M | $118.9M |
| Deposits / shares | $43.3M | $97.7M |
| Capital ratio | 18.61% (stronger) | 17.16% |
| Problem loans | 0.58% | 0.44% (stronger) |
| Net charge-offs | -0.69% (stronger) | 0.11% |
| Return on assets | -0.82% | 1.23% (stronger) |
| Loans ÷ deposits | 58.3% (stronger) | 65.7% |
| Uninsured deposits | 26.0% | 5.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centex Citizens Credit Union has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Producer Bank of Texas leads on 3 and Centex Citizens Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.