Side-by-side · Q2 2026 data
Producers Bank & Trust vs Baptist Health Federal Credit Union
Credit union
Baptist Health Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Producers Bank & Trust | Baptist Health Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 39 |
| Earnings | 94 (stronger) | 19 |
| Funding & liquidity | 40 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 95th | 30th |
| Total assets | $213.2M | $45.4M |
| Deposits / shares | $159.6M | $34.6M |
| Capital ratio | 22.09% | 23.55% (stronger) |
| Problem loans | 0.00% (stronger) | 1.84% |
| Net charge-offs | 0.69% (stronger) | 1.20% |
| Return on assets | 1.86% (stronger) | -0.02% |
| Loans ÷ deposits | 95.7% | 77.6% (stronger) |
| Uninsured deposits | 37.3% | 2.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producers Bank & Trust has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Producers Bank & Trust leads on 4 and Baptist Health Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.