Side-by-side · Q2 2026 data
Producers Bank & Trust vs The First National Bank of Izard County
Metric by metric
| Measure | Producers Bank & Trust | The First National Bank of Izard County |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 30 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 40 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 95th | 77th |
| Total assets | $213.2M | $234.8M |
| Deposits / shares | $159.6M | $160.0M |
| Capital ratio | 22.09% | 31.14% (stronger) |
| Problem loans | 0.00% (stronger) | 2.09% |
| Net charge-offs | 0.69% | 0.00% (stronger) |
| Return on assets | 1.86% | 2.90% (stronger) |
| Loans ÷ deposits | 95.7% | 72.2% (stronger) |
| Uninsured deposits | 37.3% | 15.5% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producers Bank & Trust has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Producers Bank & Trust leads on 2 and The First National Bank of Izard County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.