Side-by-side · Q2 2026 data
Profile Bank vs Granite State Credit Union
Metric by metric
| Measure | Profile Bank | Granite State Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 43 | 49 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 30 | 64 (stronger) |
| Funding & liquidity | 78 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 29th | 51st |
| Total assets | $316.6M | $749.5M |
| Deposits / shares | $280.3M | $670.3M |
| Capital ratio | 9.27% | 9.88% (stronger) |
| Problem loans | 0.02% (stronger) | 0.49% |
| Net charge-offs | 0.01% (stronger) | 0.40% |
| Return on assets | 0.25% | 1.11% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 78.6% |
| Uninsured deposits | 25.7% | 5.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Granite State Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Profile Bank leads on 3 and Granite State Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.