Profile Bank (FDIC certificate #28155) is based in Rochester, New Hampshire. Its Q2 2026 call report shows $316.6M in total assets and $280.3M in deposits and 5 offices.
Profile Bank has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 11th. Problem-loan coverage contributes the most (100/100, 0.1%); earnings contributes the least (30/100, 0.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 65).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 62 |
| Q2 2025 | 64 |
| Q3 2025 | 62 |
| Q4 2025 | 62 |
| Q1 2026 | 65 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.36% |
| Q3 2024 | 9.31% |
| Q4 2024 | 9.43% |
| Q1 2025 | 9.29% |
| Q2 2025 | 9.29% |
| Q3 2025 | 8.75% |
| Q4 2025 | 8.91% |
| Q1 2026 | 9.17% |
| Q2 2026 | 9.27% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.05% |
| Q3 2024 | 0.00% |
| Q4 2024 | -0.02% |
| Q1 2025 | -0.10% |
| Q2 2025 | -0.03% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $316.6M | 9.27% | 0.02% | 0.25% | 70.7% |
| Q1 2026 | 65 | $310.4M | 9.17% | 0.10% | 0.28% | 68.8% |
| Q4 2025 | 62 | $314.2M | 8.91% | 0.10% | 0.10% | 71.5% |
| Q3 2025 | 62 | $318.6M | 8.75% | 0.07% | 0.09% | 63.8% |
| Q2 2025 | 64 | $317.0M | 9.29% | 0.00% | -0.03% | 62.5% |
| Q1 2025 | 62 | $299.2M | 9.29% | 0.17% | -0.10% | 64.9% |
| Q4 2024 | 64 | $295.8M | 9.43% | 0.00% | -0.02% | 67.7% |
| Q3 2024 | 64 | $298.2M | 9.31% | 0.03% | 0.00% | 66.5% |
| Q2 2024 | 64 | $302.1M | 9.36% | 0.00% | -0.05% | 66.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Millyard BankBank Nashua, NH | 59 out of 100, Moderate | $333.2M | 9.7% | 0.85% | vs |
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| Walden Mutual BankBank Concord, NH | 35 out of 100, Low | $192.6M | 9.3% | 3.50% | vs |
| First Seacoast BankBank Dover, NH | 58 out of 100, Moderate | $576.3M | 8.9% | 0.03% | vs |
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
Deposit insurance
Is my money safe at Profile Bank?
Yes. Profile Bank is an FDIC-insured institution (FDIC certificate #28155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.7% of deposits ($72.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.27%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Profile Bank lists 5 offices in 5 cities. Most locations:
- Alton, NH (1)
- Dover, NH (1)
- Rochester, NH (1)
- Sanbornville, NH (1)
- Somersworth, NH (1)
Identity & history
Profile
- Legal name
- Profile Bank
- Former names
- Profile Bank, FSB
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 28155
- RSSD ID
- 672573
- Primary regulator
- FED
- Holding company
- Profile Bcorp Mhc
- Established
- January 1, 1907
- Headquarters
- 45 Wakefield St, Rochester, NH 03867
- Website
- www.profilebank.com
- Employees
- 57
Quick answers
Profile Bank: common questions
Is Profile Bank FDIC insured?
Yes. Profile Bank is an FDIC-insured institution (FDIC certificate #28155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Profile Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Profile Bank ever failed?
There is no failure record for FDIC certificate #28155 in the FDIC failed bank list.
How many branches does Profile Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rochester
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| Partners Bank of New EnglandBank Sanford, ME | 76 out of 100, Strong | $1.1B | 11.0% | 0.04% | vs |
| Trugrocer Federal Credit UnionCredit union Boise, ID | 73 out of 100, Strong | $320.1M | 16.0% | 0.81% | vs |
| Bank of New HampshireBank Laconia, NH | 72 out of 100, Strong | $2.8B | 12.1% | 0.63% | vs |
| Saco Valley Credit UnionCredit union Saco, ME | 71 out of 100, Strong | $195.5M | 10.9% | 0.36% | vs |
| Granite State Credit UnionCredit union Manchester, NH | 70 out of 100, Strong | $749.5M | 9.9% | 0.49% | vs |