Side-by-side · Q2 2026 data
Profinium, Inc. vs Northern State Bank of Thief River Falls
Bank
Northern State Bank of Thief River Falls
Thief River Falls, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Profinium, Inc. | Northern State Bank of Thief River Falls |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 57 | 64 (stronger) |
| Funding & liquidity | 73 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 50th | 34th |
| Total assets | $533.1M | $550.0M |
| Deposits / shares | $455.1M | $499.3M |
| Capital ratio | 10.17% (stronger) | 9.92% |
| Problem loans | 0.13% (stronger) | 0.57% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.92% | 1.10% (stronger) |
| Loans ÷ deposits | 85.5% | 38.7% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 47.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Profinium, Inc. has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Profinium, Inc. leads on 4 and Northern State Bank of Thief River Falls on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.