Headquartered in Truman, Minnesota, Profinium, Inc. is a state-chartered bank (fed member) with $533.1M in total assets and $455.1M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1916.
Profinium, Inc. has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 84th. Problem-loan coverage contributes the most (98/100, 1.0%); capital cushion contributes the least (52/100, 10.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (65 → 72), mostly because the funding & liquidity component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 59 |
| Q4 2024 | 58 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 65 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.94% |
| Q3 2024 | 9.12% |
| Q4 2024 | 8.96% |
| Q1 2025 | 9.23% |
| Q2 2025 | 9.49% |
| Q3 2025 | 9.68% |
| Q4 2025 | 9.87% |
| Q1 2026 | 10.12% |
| Q2 2026 | 10.17% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.19% |
| Q2 2026 | 0.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.13% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $533.1M | 10.17% | 0.13% | 0.92% | 85.5% |
| Q1 2026 | 69 | $523.9M | 10.12% | 0.19% | 0.74% | 86.1% |
| Q4 2025 | 67 | $522.6M | 9.87% | 0.18% | 0.76% | 87.6% |
| Q3 2025 | 65 | $516.8M | 9.68% | 0.24% | 0.70% | 90.4% |
| Q2 2025 | 65 | $518.9M | 9.49% | 0.19% | 0.72% | 91.4% |
| Q1 2025 | 64 | $519.3M | 9.23% | 0.22% | 0.72% | 89.5% |
| Q4 2024 | 58 | $534.0M | 8.96% | 0.21% | 0.13% | 88.6% |
| Q3 2024 | 59 | $518.4M | 9.12% | 0.14% | 0.17% | 90.3% |
| Q2 2024 | 57 | $529.3M | 8.94% | 0.17% | 0.09% | 89.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lake Elmo BankBank Lake Elmo, MN | 74 out of 100, Strong | $529.7M | 11.6% | 0.84% | vs |
| Community Bank MankatoBank Vernon Center, MN | 47 out of 100, Below average | $538.3M | 9.5% | 2.15% | vs |
| EntreBankBank Bloomington, MN | 72 out of 100, Strong | $527.1M | 9.6% | 0.03% | vs |
| Glenwood State Bank (Incorporated)Bank Glenwood, MN | 54 out of 100, Below average | $545.2M | 10.3% | 2.03% | vs |
| Northern State Bank of Thief River FallsBank Thief River Falls, MN | 67 out of 100, Moderate | $550.0M | 9.9% | 0.57% | vs |
| Luminate BankBank Minneapolis, MN | 47 out of 100, Below average | $554.5M | 10.4% | 2.33% | vs |
Deposit insurance
Is my money safe at Profinium, Inc.?
Yes. Profinium, Inc. is an FDIC-insured institution (FDIC certificate #1905). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.5% of deposits ($75.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.42% (benchmark: 10%).
4 locations
Branches
Profinium, Inc. lists 4 offices in 4 cities. Most locations:
- Fairmont, MN (1)
- Mankato, MN (1)
- Owatonna, MN (1)
- Truman, MN (1)
Identity & history
Profile
- Legal name
- Profinium, Inc.
- Former names
- Profinium Financial, Inc.; Peoples State Bank of Truman, Incorporated; Peoples State Bank of Truman, Inc.
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1905
- RSSD ID
- 865450
- Primary regulator
- FED
- Holding company
- Profinium Finl Holdings Inc
- Established
- May 12, 1916
- Headquarters
- 414 N 5th Ave E, Truman, MN 56088
- Website
- www.profinium.com
- Employees
- 66
Quick answers
Profinium, Inc.: common questions
Is Profinium, Inc. FDIC insured?
Yes. Profinium, Inc. is an FDIC-insured institution (FDIC certificate #1905). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Profinium, Inc.'s TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Profinium, Inc. ever failed?
There is no failure record for FDIC certificate #1905 in the FDIC failed bank list.
How many branches does Profinium, Inc. have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Truman
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Welcome State BankBank Welcome, MN | 90 out of 100, Very strong | $44.3M | 12.8% | 0.00% | vs |
| First Financial Bank in WinnebagoBank Winnebago, MN | 82 out of 100, Strong | $58.1M | 13.8% | 0.66% | vs |
| Pioneer BankBank Mapleton, MN | 71 out of 100, Strong | $883.8M | 10.2% | 0.58% | vs |
| Citizens Bank MinnesotaBank New Ulm, MN | 70 out of 100, Strong | $596.0M | 9.3% | 0.02% | vs |
| Alliance BankBank Lake City, MN | 70 out of 100, Strong | $755.9M | 10.1% | 0.01% | vs |
| Farmers State Bank of TrimontBank Trimont, MN | 70 out of 100, Strong | $73.1M | 17.4% | 1.05% | vs |