Side-by-side · Q2 2026 data
Profinium, Inc. vs Welcome State Bank
Metric by metric
| Measure | Profinium, Inc. | Welcome State Bank |
|---|---|---|
| TellerScore | 72 | 90 (stronger) |
| Capital cushion | 52 | 78 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 89th |
| Total assets | $533.1M | $44.3M |
| Deposits / shares | $455.1M | $38.1M |
| Capital ratio | 10.17% | 12.81% (stronger) |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.05% (stronger) |
| Return on assets | 0.92% | 2.94% (stronger) |
| Loans ÷ deposits | 85.5% | 79.0% (stronger) |
| Uninsured deposits | 16.5% | 16.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Welcome State Bank has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Profinium, Inc. leads on 0 and Welcome State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.