Side-by-side · Q2 2026 data
ProGrowth Bank vs Southpoint Financial Credit Union
Credit union
Southpoint Financial Credit Union
Sleepy Eye, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | ProGrowth Bank | Southpoint Financial Credit Union |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 21 | 62 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 13th | 60th |
| Total assets | $364.8M | $608.9M |
| Deposits / shares | $327.1M | $536.1M |
| Capital ratio | 7.09% | 11.17% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | -0.01% (stronger) | 0.18% |
| Return on assets | -1.12% | 0.77% (stronger) |
| Loans ÷ deposits | 24.6% (stronger) | 86.8% |
| Uninsured deposits | 13.1% | 7.1% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southpoint Financial Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), ProGrowth Bank leads on 3 and Southpoint Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.