Side-by-side · Q2 2026 data
Prospect Bank vs Indiana State University Federal Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Prospect Bank | Indiana State University Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 81 (stronger) |
| Capital cushion | 35 | 85 (stronger) |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 30 | 53 (stronger) |
| Funding & liquidity | 69 | 94 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 14th | 80th |
| Total assets | $715.6M | $139.9M |
| Deposits / shares | $603.4M | $119.7M |
| Capital ratio | 8.50% | 13.53% (stronger) |
| Problem loans | 0.45% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.26% | 0.84% (stronger) |
| Loans ÷ deposits | 77.9% | 66.4% (stronger) |
| Uninsured deposits | 27.3% | 4.5% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | 32.0% |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Prospect Bank leads on 2 and Indiana State University Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.