Indiana State University Federal Credit Union (NCUA charter #13616) is based in Terre Haute, Indiana. Its Q2 2026 call report shows $139.9M in total assets and $119.7M in member shares and deposits and 1 office.
Indiana State University Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 27th. Problem-loan coverage contributes the most (96/100, 2.0%); earnings contributes the least (53/100, 0.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 81).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 79 |
| Q1 2025 | 79 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 82 |
| Q2 2026 | 81 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.60% |
| Q3 2024 | 13.00% |
| Q4 2024 | 12.97% |
| Q1 2025 | 12.85% |
| Q2 2025 | 13.17% |
| Q3 2025 | 13.53% |
| Q4 2025 | 13.68% |
| Q1 2026 | 13.46% |
| Q2 2026 | 13.53% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.97% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.05% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.93% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $139.9M | 13.53% | 0.48% | 0.84% | 66.4% |
| Q1 2026 | 82 | $138.6M | 13.46% | 0.42% | 0.87% | 65.9% |
| Q4 2025 | 82 | $134.2M | 13.68% | 0.42% | 0.93% | 68.7% |
| Q3 2025 | 82 | $134.1M | 13.53% | 0.50% | 1.02% | 67.3% |
| Q2 2025 | 81 | $135.4M | 13.17% | 0.58% | 1.05% | 66.8% |
| Q1 2025 | 79 | $135.9M | 12.85% | 0.64% | 0.97% | 65.3% |
| Q4 2024 | 79 | $132.1M | 12.97% | 0.55% | 0.89% | 69.1% |
| Q3 2024 | 79 | $130.6M | 13.00% | 0.50% | 0.97% | 72.3% |
| Q2 2024 | 79 | $132.1M | 12.60% | 0.43% | 0.93% | 70.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members Advantage Credit UnionCredit union Michigan City, IN | 60 out of 100, Moderate | $132.2M | 9.5% | 1.23% | vs |
| Financial Builders Federal Credit UnionCredit union Kokomo, IN | 75 out of 100, Strong | $151.5M | 12.5% | 0.85% | vs |
| Natco Credit UnionCredit union Richmond, IN | 80 out of 100, Strong | $153.7M | 17.3% | 1.18% | vs |
| Advance Financial Federal Credit UnionCredit union Schererville, IN | 74 out of 100, Strong | $122.9M | 13.1% | 0.76% | vs |
| Madison County Federal Credit UnionCredit union Anderson, IN | 73 out of 100, Strong | $114.0M | 11.2% | 0.67% | vs |
| Chiphone Federal Credit UnionCredit union Elkhart, IN | 87 out of 100, Very strong | $111.8M | 16.4% | 0.38% | vs |
Deposit insurance
Is my money safe at Indiana State University Federal Credit Union?
Yes. Indiana State University Federal Credit Union is a federally insured credit union (NCUA charter #13616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.5% of shares and deposits ($5.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Indiana State University Federal Credit Union lists 1 office in 1 city. Most locations:
- Terre Haute, IN (1)
HMDA 2025
Mortgage lending
In 2025, Indiana State University Federal Credit Union reported 103 home-loan applications under HMDA (LEI 549300KILAW2M87QR043): 70 originated ($6,870,000 total), 33 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 32.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Indiana State University Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13616
- RSSD ID
- 33389
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 444 N 3rd St, Terre Haute, IN 47807
- Employees
- 35
Quick answers
Indiana State University Federal Credit Union: common questions
Is Indiana State University Federal Credit Union NCUA insured?
Yes. Indiana State University Federal Credit Union is a federally insured credit union (NCUA charter #13616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Indiana State University Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Indiana State University Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Terre Haute
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Paris Hi-Way Credit UnionCredit union Paris, IL | 100 out of 100, Very strong | $11.3M | 15.8% | 0.00% | vs |
| CentreBankBank Veedersburg, IN | 90 out of 100, Very strong | $120.0M | 17.2% | 0.33% | vs |
| Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN | 87 out of 100, Very strong | $43.9M | 20.8% | 0.64% | vs |
| Western Indiana Credit UnionCredit union Sullivan, IN | 80 out of 100, Strong | $48.7M | 12.6% | 0.15% | vs |
| T H P Federal Credit UnionCredit union Terre Haute, IN | 74 out of 100, Strong | $4.0M | 24.0% | 0.12% | vs |
| First Mid Bank & Trust, National AssociationBank Mattoon, IL | 70 out of 100, Strong | $9.1B | 10.7% | 0.58% | vs |