Side-by-side · Q2 2026 data
Prospect Bank vs Paris Hi-Way Credit Union
Metric by metric
| Measure | Prospect Bank | Paris Hi-Way Credit Union |
|---|---|---|
| TellerScore | 57 | 100 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 30 | 100 (stronger) |
| Funding & liquidity | 69 | 99 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 14th | 100th |
| Total assets | $715.6M | $11.3M |
| Deposits / shares | $603.4M | $9.5M |
| Capital ratio | 8.50% | 15.79% (stronger) |
| Problem loans | 0.45% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 0.26% | 2.04% (stronger) |
| Loans ÷ deposits | 77.9% | 61.7% (stronger) |
| Uninsured deposits | 27.3% | 3.9% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Paris Hi-Way Credit Union has the higher TellerScore (100 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Prospect Bank leads on 1 and Paris Hi-Way Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Paris, IL