TellerScore

Headquartered in Paris, Illinois, Paris Hi-Way Credit Union is a federally insured state-chartered credit union with $11.3M in total assets and $9.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.

Based on its Q2 2026 filing, Paris Hi-Way Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 2nd. Its five components are fairly even, ranging from 99 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.79%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.04%
Funding & liquidity99/100
Loans ÷ shares: 61.7% · 3.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (98 → 100), mostly because the funding & liquidity component improved by 10 points.

TellerScore
7990100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202497
Q3 202497
Q4 202479
Q1 202598
Q2 202598
Q3 202598
Q4 202585
Q1 2026100
Q2 2026100
Net worth ratio
7.00%11.92%16.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.53%
Q3 202416.53%
Q4 202415.51%
Q1 202515.82%
Q2 202516.18%
Q3 202516.84%
Q4 202515.46%
Q1 202615.77%
Q2 202615.79%
Delinquent loans (60+ days)
0.00%0.32%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.06%
Q3 20240.00%
Q4 20240.65%
Q1 20250.05%
Q2 20250.00%
Q3 20250.03%
Q4 20250.07%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.27%1.28%2.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.93%
Q3 20241.86%
Q4 20240.27%
Q1 20252.06%
Q2 20252.25%
Q3 20252.29%
Q4 20250.34%
Q1 20262.13%
Q2 20262.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$11.3M15.79%0.00%2.04%61.7%
Q1 2026100$11.0M15.77%0.00%2.13%63.7%
Q4 202585$10.8M15.46%0.07%0.34%65.9%
Q3 202598$10.8M16.84%0.03%2.29%71.2%
Q2 202598$10.8M16.18%0.00%2.25%71.5%
Q1 202598$10.7M15.82%0.05%2.06%69.8%
Q4 202479$10.5M15.51%0.65%0.27%71.5%
Q3 202497$10.6M16.53%0.00%1.86%72.4%
Q2 202497$10.3M16.53%0.06%1.93%76.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.79%
59th
Problem loans0.00%
94th
Net charge-offs0.10%
57th
Return on assets2.04%
95th
Loans to deposits61.7%
46th
Uninsured deposits3.9%
29th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Maternity B.V.M. Credit UnionCredit union Bourbonnais, IL79 out of 100, Strong$11.3M12.8%0.00%vs
Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL56 out of 100, Moderate$11.1M11.1%2.08%vs
South Shop Federal Credit UnionCredit union Alsip, IL79 out of 100, Strong$11.1M22.4%1.42%vs
Funeral Service Credit UnionCredit union Springfield, IL73 out of 100, Strong$10.7M17.9%0.72%vs
Chicago'S Bravest Credit UnionCredit union Chicago, IL83 out of 100, Strong$10.6M21.3%0.93%vs
Kankakee Federation of Teachers Credit UnionCredit union Kankakee, IL56 out of 100, Moderate$10.6M12.6%4.04%vs

Deposit insurance

Is my money safe at Paris Hi-Way Credit Union?

Yes. Paris Hi-Way Credit Union is a federally insured credit union (NCUA charter #64242). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.9% of shares and deposits ($364K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Paris Hi-Way Credit Union lists 1 office in 1 city. Most locations:

  • Paris, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Paris Hi-Way Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64242
RSSD ID
575599
Primary regulator
State + NCUA
Established
1955
Headquarters
PO Box 610, Paris, IL 61944
Employees
2

Quick answers

Paris Hi-Way Credit Union: common questions

Is Paris Hi-Way Credit Union NCUA insured?

Yes. Paris Hi-Way Credit Union is a federally insured credit union (NCUA charter #64242). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Paris Hi-Way Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Paris Hi-Way Credit Union have?

1 office as of the latest NCUA data.