Side-by-side · Q2 2026 data
Prospera Credit Union vs Cloverbelt Credit Union
Metric by metric
| Measure | Prospera Credit Union | Cloverbelt Credit Union |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 41 | 74 (stronger) |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 33 | 53 (stronger) |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 24th | 68th |
| Total assets | $378.9M | $354.2M |
| Deposits / shares | $322.4M | $308.0M |
| Capital ratio | 9.09% | 12.37% (stronger) |
| Problem loans | 0.22% (stronger) | 0.24% |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | 0.31% | 0.83% (stronger) |
| Loans ÷ deposits | 96.2% | 91.1% (stronger) |
| Uninsured deposits | 6.8% | 6.7% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 3.3% |
Cloverbelt Credit Union has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Prospera Credit Union leads on 1 and Cloverbelt Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.