Headquartered in Wausau, Wisconsin, Cloverbelt Credit Union is a federally insured state-chartered credit union with $354.2M in total assets and $308.0M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1936.
Based on its Q2 2026 filing, Cloverbelt Credit Union scores 76/100, which we describe as strong. That is higher than 68% of 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 44th. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is earnings (53/100; 0.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 74 |
| Q1 2025 | 75 |
| Q2 2025 | 77 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 76 |
| Q2 2026 | 76 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.58% |
| Q3 2024 | 12.72% |
| Q4 2024 | 12.53% |
| Q1 2025 | 12.41% |
| Q2 2025 | 12.33% |
| Q3 2025 | 12.46% |
| Q4 2025 | 12.38% |
| Q1 2026 | 12.29% |
| Q2 2026 | 12.37% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.13% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.11% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.19% |
| Q2 2026 | 0.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.34% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $354.2M | 12.37% | 0.24% | 0.83% | 91.1% |
| Q1 2026 | 76 | $349.8M | 12.29% | 0.19% | 0.75% | 90.2% |
| Q4 2025 | 76 | $342.0M | 12.38% | 0.13% | 0.76% | 91.4% |
| Q3 2025 | 76 | $334.4M | 12.46% | 0.11% | 0.75% | 92.8% |
| Q2 2025 | 77 | $331.9M | 12.33% | 0.02% | 0.69% | 90.5% |
| Q1 2025 | 75 | $324.5M | 12.41% | 0.13% | 0.61% | 90.9% |
| Q4 2024 | 74 | $317.6M | 12.53% | 0.06% | 0.34% | 91.4% |
| Q3 2024 | 74 | $309.7M | 12.72% | 0.09% | 0.29% | 94.0% |
| Q2 2024 | 73 | $310.5M | 12.58% | 0.05% | 0.21% | 92.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Unitedone Credit UnionCredit union Manitowoc, WI | 73 out of 100, Strong | $348.3M | 11.8% | 0.24% | vs |
| Prospera Credit UnionCredit union Appleton, WI | 61 out of 100, Moderate | $378.9M | 9.1% | 0.22% | vs |
| Unison Credit UnionCredit union Kaukauna, WI | 71 out of 100, Strong | $393.6M | 9.7% | 0.29% | vs |
| Park City Credit UnionCredit union Merrill, WI | 67 out of 100, Moderate | $397.4M | 9.9% | 0.36% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| First Community CU of Beloit Credit UnionCredit union Beloit, WI | 63 out of 100, Moderate | $410.2M | 10.7% | 0.77% | vs |
Deposit insurance
Is my money safe at Cloverbelt Credit Union?
Yes. Cloverbelt Credit Union is a federally insured credit union (NCUA charter #66844). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.7% of shares and deposits ($20.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.37%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Cloverbelt Credit Union lists 4 offices in 3 cities. Most locations:
- Wausau, WI (2)
- Mosinee, WI (1)
- Weston, WI (1)
HMDA 2025
Mortgage lending
In 2025, Cloverbelt Credit Union reported 226 home-loan applications under HMDA (LEI 254900KOP6JY8A0DIV80): 204 originated ($38,450,000 total), 7 denied, and 12 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Cloverbelt Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66844
- RSSD ID
- 850492
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- PO Box 659, Wausau, WI 54402
- Employees
- 65
Quick answers
Cloverbelt Credit Union: common questions
Is Cloverbelt Credit Union NCUA insured?
Yes. Cloverbelt Credit Union is a federally insured credit union (NCUA charter #66844). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cloverbelt Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cloverbelt Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wausau
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marathon County Employees Credit UnionCredit union Wausau, WI | 86 out of 100, Very strong | $46.5M | 16.3% | 0.38% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| Marathon BankBank Wausau, WI | 82 out of 100, Strong | $261.1M | 15.3% | 0.03% | vs |
| Crossbridge Community BankBank Tomahawk, WI | 81 out of 100, Strong | $216.7M | 13.1% | 0.28% | vs |
| Public Service Credit UnionCredit union Wausau, WI | 80 out of 100, Strong | $13.9M | 19.3% | 0.07% | vs |
| Brokaw Credit UnionCredit union Weston, WI | 79 out of 100, Strong | $73.9M | 12.1% | 0.55% | vs |