Side-by-side · Q2 2026 data
Prospera Credit Union vs Fort Community Credit Union
Metric by metric
| Measure | Prospera Credit Union | Fort Community Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 59 |
| Capital cushion | 41 | 67 (stronger) |
| Loan quality | 93 (stronger) | 47 |
| Earnings | 33 | 45 (stronger) |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 24th | 19th |
| Total assets | $378.9M | $449.8M |
| Deposits / shares | $322.4M | $340.5M |
| Capital ratio | 9.09% | 11.73% (stronger) |
| Problem loans | 0.22% (stronger) | 1.59% |
| Net charge-offs | 0.19% (stronger) | 0.35% |
| Return on assets | 0.31% | 0.62% (stronger) |
| Loans ÷ deposits | 96.2% | 90.9% (stronger) |
| Uninsured deposits | 6.8% | 4.1% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Prospera Credit Union has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Prospera Credit Union leads on 3 and Fort Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.