Side-by-side · Q2 2026 data
Prospera Credit Union vs Unison Credit Union
Metric by metric
| Measure | Prospera Credit Union | Unison Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 93 (stronger) | 90 |
| Earnings | 33 | 56 (stronger) |
| Funding & liquidity | 64 | 89 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 24th | 54th |
| Total assets | $378.9M | $393.6M |
| Deposits / shares | $322.4M | $321.7M |
| Capital ratio | 9.09% | 9.71% (stronger) |
| Problem loans | 0.22% (stronger) | 0.29% |
| Net charge-offs | 0.19% (stronger) | 0.22% |
| Return on assets | 0.31% | 0.90% (stronger) |
| Loans ÷ deposits | 96.2% | 71.3% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 8.2% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 4.3% |
Unison Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Prospera Credit Union leads on 3 and Unison Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.