Headquartered in Kaukauna, Wisconsin, Unison Credit Union is a federally insured state-chartered credit union with $393.6M in total assets and $321.7M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1932.
Based on its Q2 2026 filing, Unison Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 57th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is capital cushion (47/100; 9.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 69 |
| Q4 2024 | 72 |
| Q1 2025 | 71 |
| Q2 2025 | 70 |
| Q3 2025 | 69 |
| Q4 2025 | 69 |
| Q1 2026 | 70 |
| Q2 2026 | 71 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.41% |
| Q3 2024 | 9.46% |
| Q4 2024 | 9.80% |
| Q1 2025 | 9.88% |
| Q2 2025 | 9.79% |
| Q3 2025 | 9.73% |
| Q4 2025 | 9.71% |
| Q1 2026 | 9.68% |
| Q2 2026 | 9.71% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.26% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.57% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.93% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.96% |
| Q2 2026 | 0.90% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $393.6M | 9.71% | 0.29% | 0.90% | 71.3% |
| Q1 2026 | 70 | $388.9M | 9.68% | 0.41% | 0.96% | 69.3% |
| Q4 2025 | 69 | $384.2M | 9.71% | 0.40% | 0.76% | 70.1% |
| Q3 2025 | 69 | $364.7M | 9.73% | 0.32% | 0.67% | 71.4% |
| Q2 2025 | 70 | $363.1M | 9.79% | 0.31% | 0.70% | 69.6% |
| Q1 2025 | 71 | $345.5M | 9.88% | 0.26% | 0.80% | 68.0% |
| Q4 2024 | 72 | $338.9M | 9.80% | 0.29% | 0.93% | 68.1% |
| Q3 2024 | 69 | $333.5M | 9.46% | 0.33% | 0.64% | 63.8% |
| Q2 2024 | 67 | $326.2M | 9.41% | 0.40% | 0.57% | 64.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Park City Credit UnionCredit union Merrill, WI | 67 out of 100, Moderate | $397.4M | 9.9% | 0.36% | vs |
| Prospera Credit UnionCredit union Appleton, WI | 61 out of 100, Moderate | $378.9M | 9.1% | 0.22% | vs |
| First Community CU of Beloit Credit UnionCredit union Beloit, WI | 63 out of 100, Moderate | $410.2M | 10.7% | 0.77% | vs |
| Cloverbelt Credit UnionCredit union Wausau, WI | 76 out of 100, Strong | $354.2M | 12.4% | 0.24% | vs |
| Unitedone Credit UnionCredit union Manitowoc, WI | 73 out of 100, Strong | $348.3M | 11.8% | 0.24% | vs |
| Fort Community Credit UnionCredit union Fort Atkinson, WI | 59 out of 100, Moderate | $449.8M | 11.7% | 1.59% | vs |
Deposit insurance
Is my money safe at Unison Credit Union?
Yes. Unison Credit Union is a federally insured credit union (NCUA charter #66851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.2% of shares and deposits ($26.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.71%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Unison Credit Union lists 5 offices in 4 cities. Most locations:
- Kaukauna, WI (2)
- De Pere, WI (1)
- Little Chute, WI (1)
- Wrightstown, WI (1)
HMDA 2025
Mortgage lending
In 2025, Unison Credit Union reported 123 home-loan applications under HMDA (LEI 549300L5K7XBSXWT6D49): 111 originated ($23,455,000 total), 5 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Visa Platinum | 9.99% | $0 | $10 | 1.0% |
| Visa Platinum Rewards | 12.99% | $0 | $10 | 1.0% |
Identity & history
Profile
- Legal name
- Unison Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66851
- RSSD ID
- 792499
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- PO Box 260, Kaukauna, WI 54130
- Employees
- 72
Quick answers
Unison Credit Union: common questions
Is Unison Credit Union NCUA insured?
Yes. Unison Credit Union is a federally insured credit union (NCUA charter #66851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Unison Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Unison Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Kaukauna
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Thrivent Trust CompanyBank Appleton, WI | 93 out of 100, Very strong | $15.5M | 82.7% | 0.00% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Winnebago Community Credit UnionCredit union Oshkosh, WI | 85 out of 100, Very strong | $176.1M | 13.8% | 0.13% | vs |
| Community First Credit UnionCredit union Appleton, WI | 84 out of 100, Strong | $6.8B | 12.8% | 0.14% | vs |
| American National Bank - Fox CitiesBank Appleton, WI | 84 out of 100, Strong | $432.6M | 13.6% | 0.00% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |