Side-by-side · Q2 2026 data
Prosperity Bank vs Charles Schwab Bank, SSB
Metric by metric
| Measure | Prosperity Bank | Charles Schwab Bank, SSB |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 56 | 57 (stronger) |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 75 (stronger) | 73 |
| Funding & liquidity | 54 | 96 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 76th | 100th |
| Total assets | $43.9B | $250.8B |
| Deposits / shares | $32.9B | $225.2B |
| Capital ratio | 10.64% | 10.65% (stronger) |
| Problem loans | 0.48% | 0.04% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 1.37% (stronger) | 1.33% |
| Loans ÷ deposits | 74.8% | 29.9% (stronger) |
| Uninsured deposits | 42.7% | 19.0% (stronger) |
| Offices | 373 | 0 |
| CFPB complaints (3 yrs) | 117 | 760 |
| Complaints per $1B deposits | 3.6 | 3.4 (stronger) |
| Mortgage denial rate (HMDA) | 31.5% | 5.2% |
Charles Schwab Bank, SSB has the higher TellerScore (81 vs 71). On the 8 directional measures above (where higher or lower is clearly better), Prosperity Bank leads on 1 and Charles Schwab Bank, SSB on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.