Side-by-side · Q2 2026 data
Prosperity Bank vs Charles Schwab Premier Bank, SSB
Metric by metric
| Measure | Prosperity Bank | Charles Schwab Premier Bank, SSB |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 75 | 81 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 76th | 97th |
| Total assets | $43.9B | $26.6B |
| Deposits / shares | $32.9B | $24.5B |
| Capital ratio | 10.64% | 10.90% (stronger) |
| Problem loans | 0.48% | 0.00% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 1.37% | 1.52% (stronger) |
| Loans ÷ deposits | 74.8% | 0.0% (stronger) |
| Uninsured deposits | 42.7% | 1.6% (stronger) |
| Offices | 373 | 1 |
| CFPB complaints (3 yrs) | 117 | — |
| Complaints per $1B deposits | 3.6 | — |
| Mortgage denial rate (HMDA) | 31.5% | — |
Charles Schwab Premier Bank, SSB has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Prosperity Bank leads on 0 and Charles Schwab Premier Bank, SSB on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.