Side-by-side · Q2 2026 data
Prosperity Bank vs Sage Capital Bank,
Metric by metric
| Measure | Prosperity Bank | Sage Capital Bank, |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 56 (stronger) | 54 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 75 | 75 |
| Funding & liquidity | 54 | 66 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 76th | 64th |
| Total assets | $43.9B | $768.9M |
| Deposits / shares | $32.9B | $683.3M |
| Capital ratio | 10.64% (stronger) | 10.38% |
| Problem loans | 0.48% | 0.01% (stronger) |
| Net charge-offs | 0.35% | -0.00% (stronger) |
| Return on assets | 1.37% | 1.38% (stronger) |
| Loans ÷ deposits | 74.8% | 72.5% (stronger) |
| Uninsured deposits | 42.7% | 34.2% (stronger) |
| Offices | 373 | 7 |
| CFPB complaints (3 yrs) | 117 | — |
| Complaints per $1B deposits | 3.6 | — |
| Mortgage denial rate (HMDA) | 31.5% | 0.0% |
Sage Capital Bank, has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Prosperity Bank leads on 1 and Sage Capital Bank, on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New Braunfels, TX
- Gonzales, TX