Side-by-side · Q2 2026 data
Prosperity Bank vs Texas Capital Bank
Metric by metric
| Measure | Prosperity Bank | Texas Capital Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 56 | 57 (stronger) |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 75 (stronger) | 61 |
| Funding & liquidity | 54 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 76th | 63rd |
| Total assets | $43.9B | $33.6B |
| Deposits / shares | $32.9B | $29.4B |
| Capital ratio | 10.64% | 10.67% (stronger) |
| Problem loans | 0.48% (stronger) | 0.50% |
| Net charge-offs | 0.35% | 0.27% (stronger) |
| Return on assets | 1.37% (stronger) | 1.03% |
| Loans ÷ deposits | 74.8% (stronger) | 84.0% |
| Uninsured deposits | 42.7% | 37.7% (stronger) |
| Offices | 373 | 9 |
| CFPB complaints (3 yrs) | 117 | 140 |
| Complaints per $1B deposits | 3.6 (stronger) | 4.8 |
| Mortgage denial rate (HMDA) | 31.5% | 4.4% |
Prosperity Bank has the higher TellerScore (71 vs 67). On the 8 directional measures above (where higher or lower is clearly better), Prosperity Bank leads on 5 and Texas Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.