Side-by-side · Q2 2026 data
Providence Bank & Trust vs Gesb Sheet Metal Workers Federal Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | Providence Bank & Trust | Gesb Sheet Metal Workers Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 65 (stronger) | 61 |
| Loan quality | 100 | 100 |
| Earnings | 85 (stronger) | 56 |
| Funding & liquidity | 64 | 86 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 91st | 57th |
| Total assets | $1.6B | $11.8M |
| Deposits / shares | $1.3B | $10.5M |
| Capital ratio | 11.50% (stronger) | 11.10% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.64% |
| Return on assets | 1.64% (stronger) | 0.90% |
| Loans ÷ deposits | 79.5% | 74.7% (stronger) |
| Uninsured deposits | 30.1% | 0.0% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Providence Bank & Trust has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Providence Bank & Trust leads on 4 and Gesb Sheet Metal Workers Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.