Headquartered in Portage, Indiana, Gesb Sheet Metal Workers Federal Credit Union is a federal credit union with $11.8M in total assets and $10.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.
Based on its Q2 2026 filing, Gesb Sheet Metal Workers Federal Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 47th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (56/100; 0.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the earnings component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 64 |
| Q4 2024 | 69 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 78 |
| Q4 2025 | 76 |
| Q1 2026 | 70 |
| Q2 2026 | 77 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.65% |
| Q3 2024 | 10.23% |
| Q4 2024 | 10.18% |
| Q1 2025 | 10.66% |
| Q2 2025 | 10.76% |
| Q3 2025 | 10.86% |
| Q4 2025 | 11.12% |
| Q1 2026 | 11.09% |
| Q2 2026 | 11.10% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.42% |
| Q3 2024 | 1.45% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.24% |
| Q4 2024 | 0.96% |
| Q1 2025 | 0.85% |
| Q2 2025 | 0.76% |
| Q3 2025 | 0.99% |
| Q4 2025 | 1.09% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.90% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $11.8M | 11.10% | 0.00% | 0.90% | 74.7% |
| Q1 2026 | 70 | $11.4M | 11.09% | 0.40% | 0.27% | 69.4% |
| Q4 2025 | 76 | $11.3M | 11.12% | 0.40% | 1.09% | 69.0% |
| Q3 2025 | 78 | $11.2M | 10.86% | 0.02% | 0.99% | 69.4% |
| Q2 2025 | 75 | $10.9M | 10.76% | 0.15% | 0.76% | 69.5% |
| Q1 2025 | 75 | $10.8M | 10.66% | 0.16% | 0.85% | 68.7% |
| Q4 2024 | 69 | $11.1M | 10.18% | 0.79% | 0.96% | 67.5% |
| Q3 2024 | 64 | $11.0M | 10.23% | 1.45% | 1.24% | 70.7% |
| Q2 2024 | 72 | $11.3M | 9.65% | 0.42% | 1.16% | 69.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Generations Federal Credit UnionCredit union LA Porte, IN | 88 out of 100, Very strong | $12.2M | 14.4% | 0.59% | vs |
| A H E Plant 3 Federal Credit UnionCredit union Winchester, IN | 100 out of 100, Very strong | $12.2M | 19.9% | 0.07% | vs |
| Wayne County Federal Credit UnionCredit union Richmond, IN | 89 out of 100, Very strong | $13.5M | 14.3% | 0.00% | vs |
| Finans Federal Credit UnionCredit union Hammond, IN | 48 out of 100, Below average | $8.9M | 11.6% | 3.04% | vs |
| Profinance Federal Credit UnionCredit union Merrillville, IN | 59 out of 100, Moderate | $15.0M | 20.0% | 3.79% | vs |
| Tippecanoe Federal Credit UnionCredit union Lafayette, IN | 75 out of 100, Strong | $15.4M | 12.9% | 0.64% | vs |
Deposit insurance
Is my money safe at Gesb Sheet Metal Workers Federal Credit Union?
Yes. Gesb Sheet Metal Workers Federal Credit Union is a federally insured credit union (NCUA charter #13974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.10%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Gesb Sheet Metal Workers Federal Credit Union lists 1 office in 1 city. Most locations:
- Portage, IN (1)
Identity & history
Profile
- Legal name
- Gesb Sheet Metal Workers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13974
- RSSD ID
- 387989
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 6450 Ameriplex Drive, Portage, IN 46368
- Employees
- 3
Quick answers
Gesb Sheet Metal Workers Federal Credit Union: common questions
Is Gesb Sheet Metal Workers Federal Credit Union NCUA insured?
Yes. Gesb Sheet Metal Workers Federal Credit Union is a federally insured credit union (NCUA charter #13974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Gesb Sheet Metal Workers Federal Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Gesb Sheet Metal Workers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Portage
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of PorterBank Porter, IN | 90 out of 100, Very strong | $162.3M | 16.8% | 0.00% | vs |
| First Savings Bank of HegewischBank Chicago, IL | 84 out of 100, Strong | $787.0M | 14.9% | 0.06% | vs |
| Providence Bank & TrustBank South Holland, IL | 81 out of 100, Strong | $1.6B | 11.5% | 0.01% | vs |
| Gary Police Department Employees Federal Credit UnionCredit union Gary, IN | 80 out of 100, Strong | $1.2M | 41.4% | 0.00% | vs |
| Whiting Refinery Federal Credit UnionCredit union Whiting, IN | 77 out of 100, Strong | $53.4M | 26.5% | 1.34% | vs |
| U S #1364 Federal Credit UnionCredit union Merrillville, IN | 76 out of 100, Strong | $222.4M | 13.6% | 1.12% | vs |