TellerScore

Side-by-side · Q2 2026 data

Providence Bank vs First Flight Federal Credit Union

Bank

Providence Bank

Rocky Mount, North Carolina · $1 billion – $10 billion

82of 100
Strong

Credit union

First Flight Federal Credit Union

Cary, North Carolina · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureProvidence BankFirst Flight Federal Credit Union
TellerScore82 (stronger)71
Capital cushion72 (stronger)61
Loan quality96 (stronger)78
Earnings92 (stronger)50
Funding & liquidity5693 (stronger)
Problem-loan coverage98 (stronger)93
Peer percentile93rd54th
Total assets$1.5B$283.8M
Deposits / shares$1.3B$249.4M
Capital ratio12.21% (stronger)11.06%
Problem loans0.12% (stronger)0.66%
Net charge-offs0.00% (stronger)1.05%
Return on assets1.80% (stronger)0.75%
Loans ÷ deposits96.6%67.7% (stronger)
Uninsured deposits21.5%5.8% (stronger)
Offices106
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.6%—

Providence Bank has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Providence Bank leads on 5 and First Flight Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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