Side-by-side · Q2 2026 data
Provident Credit Union vs California Coast Credit Union
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Provident Credit Union | California Coast Credit Union |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 59 | 89 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 46 | 67 (stronger) |
| Funding & liquidity | 69 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 66th | 94th |
| Total assets | $3.6B | $3.5B |
| Deposits / shares | $3.1B | $3.1B |
| Capital ratio | 10.86% | 13.91% (stronger) |
| Problem loans | 0.07% (stronger) | 0.26% |
| Net charge-offs | 0.09% (stronger) | 0.18% |
| Return on assets | 0.65% | 1.16% (stronger) |
| Loans ÷ deposits | 90.8% | 78.2% (stronger) |
| Uninsured deposits | 10.2% | 2.3% (stronger) |
| Offices | 22 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Provident Credit Union leads on 2 and California Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.