Side-by-side · Q2 2026 data
Provident Federal Credit Union vs P.S.E. & G. Nuclear Employees Federal Credit Union
Credit union
P.S.E. & G. Nuclear Employees Federal Credit Union
Hancocks Bridge, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Provident Federal Credit Union | P.S.E. & G. Nuclear Employees Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 91 (stronger) | 79 |
| Loan quality | 42 | 92 (stronger) |
| Earnings | 11 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 28th | 44th |
| Total assets | $11.9M | $10.0M |
| Deposits / shares | $10.2M | $8.7M |
| Capital ratio | 14.07% (stronger) | 12.93% |
| Problem loans | 1.75% | 0.24% (stronger) |
| Net charge-offs | 2.23% | 1.20% (stronger) |
| Return on assets | -0.23% (stronger) | -4.50% |
| Loans ÷ deposits | 50.4% | 35.8% (stronger) |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P.S.E. & G. Nuclear Employees Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Provident Federal Credit Union leads on 2 and P.S.E. & G. Nuclear Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.