Side-by-side · Q2 2026 data
PS Bank vs Chemung Canal Trust Company, National Association
Bank
Chemung Canal Trust Company, National Association
Elmira, New York · $1 billion – $10 billion
Metric by metric
| Measure | PS Bank | Chemung Canal Trust Company, National Association |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 62 | 64 (stronger) |
| Loan quality | 97 (stronger) | 87 |
| Earnings | 99 (stronger) | 76 |
| Funding & liquidity | 72 (stronger) | 43 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 84th | 66th |
| Total assets | $674.5M | $2.8B |
| Deposits / shares | $588.0M | $2.4B |
| Capital ratio | 11.25% | 11.38% (stronger) |
| Problem loans | 0.10% (stronger) | 0.38% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.98% (stronger) | 1.40% |
| Loans ÷ deposits | 74.2% (stronger) | 98.9% |
| Uninsured deposits | 27.4% (stronger) | 31.4% |
| Offices | 11 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 15.1% |
PS Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), PS Bank leads on 5 and Chemung Canal Trust Company, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.