Side-by-side · Q2 2026 data
PS Bank vs Ingersoll-Rand Federal Credit Union
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | PS Bank | Ingersoll-Rand Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 62 |
| Capital cushion | 62 | 85 (stronger) |
| Loan quality | 97 (stronger) | 49 |
| Earnings | 99 (stronger) | 12 |
| Funding & liquidity | 72 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 84th | 26th |
| Total assets | $674.5M | $124.3M |
| Deposits / shares | $588.0M | $107.1M |
| Capital ratio | 11.25% | 13.53% (stronger) |
| Problem loans | 0.10% (stronger) | 1.54% |
| Net charge-offs | 0.01% (stronger) | 1.00% |
| Return on assets | 1.98% (stronger) | -0.19% |
| Loans ÷ deposits | 74.2% | 70.4% (stronger) |
| Uninsured deposits | 27.4% | 4.9% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 14.5% |
PS Bank has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), PS Bank leads on 4 and Ingersoll-Rand Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sayre, PA