Side-by-side · Q2 2026 data
PS Bank vs Tioga State Bank National Association
Metric by metric
| Measure | PS Bank | Tioga State Bank National Association |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 62 | 64 (stronger) |
| Loan quality | 97 (stronger) | 67 |
| Earnings | 99 (stronger) | 72 |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 84th | 47th |
| Total assets | $674.5M | $625.2M |
| Deposits / shares | $588.0M | $538.1M |
| Capital ratio | 11.25% | 11.38% (stronger) |
| Problem loans | 0.10% (stronger) | 1.00% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.98% (stronger) | 1.31% |
| Loans ÷ deposits | 74.2% | 71.9% (stronger) |
| Uninsured deposits | 27.4% | 22.4% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
PS Bank has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), PS Bank leads on 4 and Tioga State Bank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.