Side-by-side · Q2 2026 data
PS Bank vs Visions Federal Credit Union
Metric by metric
| Measure | PS Bank | Visions Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 62 (stronger) | 50 |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 99 (stronger) | 44 |
| Funding & liquidity | 72 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 84th | 36th |
| Total assets | $674.5M | $5.5B |
| Deposits / shares | $588.0M | $4.9B |
| Capital ratio | 11.25% (stronger) | 10.00% |
| Problem loans | 0.10% (stronger) | 0.89% |
| Net charge-offs | 0.01% (stronger) | 0.36% |
| Return on assets | 1.98% (stronger) | 0.59% |
| Loans ÷ deposits | 74.2% | 71.5% (stronger) |
| Uninsured deposits | 27.4% | 9.9% (stronger) |
| Offices | 11 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 32.6% |
PS Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), PS Bank leads on 5 and Visions Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sayre, PA
- Towanda, PA