Side-by-side · Q2 2026 data
Public Service #3 Credit Union vs Firefighters Credit Union
Metric by metric
| Measure | Public Service #3 Credit Union | Firefighters Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 67 | 76 (stronger) |
| Loan quality | 70 | 91 (stronger) |
| Earnings | 51 (stronger) | 42 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 42nd | 62nd |
| Total assets | $86.9M | $88.1M |
| Deposits / shares | $75.9M | $76.9M |
| Capital ratio | 11.74% | 12.58% (stronger) |
| Problem loans | 0.89% | 0.27% (stronger) |
| Net charge-offs | 0.22% | 0.15% (stronger) |
| Return on assets | 0.78% (stronger) | 0.55% |
| Loans ÷ deposits | 68.7% | 36.5% (stronger) |
| Uninsured deposits | 4.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firefighters Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Public Service #3 Credit Union leads on 1 and Firefighters Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.