Side-by-side · Q2 2026 data
Public Service #3 Credit Union vs Harvester Financial Credit Union
Credit union
Harvester Financial Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Public Service #3 Credit Union | Harvester Financial Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 50 |
| Capital cushion | 67 (stronger) | 43 |
| Loan quality | 70 (stronger) | 55 |
| Earnings | 51 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 42nd | 9th |
| Total assets | $86.9M | $79.5M |
| Deposits / shares | $75.9M | $73.0M |
| Capital ratio | 11.74% (stronger) | 9.35% |
| Problem loans | 0.89% (stronger) | 1.36% |
| Net charge-offs | 0.22% (stronger) | 1.93% |
| Return on assets | 0.78% (stronger) | -1.24% |
| Loans ÷ deposits | 68.7% | 50.7% (stronger) |
| Uninsured deposits | 4.4% | 1.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service #3 Credit Union has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Public Service #3 Credit Union leads on 5 and Harvester Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.