Side-by-side · Q2 2026 data
Public Service Credit Union vs Cornerstone Community Financial Credit Union
Credit union
Cornerstone Community Financial Credit Union
Auburn Hills, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Public Service Credit Union | Cornerstone Community Financial Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 66 | 71 (stronger) |
| Loan quality | 66 (stronger) | 61 |
| Earnings | 57 (stronger) | 46 |
| Funding & liquidity | 84 (stronger) | 56 |
| Problem-loan coverage | 88 (stronger) | 82 |
| Peer percentile | 48th | 26th |
| Total assets | $467.6M | $470.1M |
| Deposits / shares | $391.7M | $361.8M |
| Capital ratio | 11.61% | 12.05% (stronger) |
| Problem loans | 1.03% (stronger) | 1.18% |
| Net charge-offs | 0.41% (stronger) | 0.87% |
| Return on assets | 0.93% (stronger) | 0.66% |
| Loans ÷ deposits | 76.0% (stronger) | 104.3% |
| Uninsured deposits | 6.9% | 5.7% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.3% |
Public Service Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 5 and Cornerstone Community Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.