Side-by-side · Q2 2026 data
Public Service Credit Union vs Loc Credit Union
Metric by metric
| Measure | Public Service Credit Union | Loc Credit Union |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 66 (stronger) | 52 |
| Loan quality | 66 | 88 (stronger) |
| Earnings | 57 | 60 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 48th | 63rd |
| Total assets | $467.6M | $485.0M |
| Deposits / shares | $391.7M | $434.2M |
| Capital ratio | 11.61% (stronger) | 10.16% |
| Problem loans | 1.03% | 0.36% (stronger) |
| Net charge-offs | 0.41% | 0.11% (stronger) |
| Return on assets | 0.93% | 1.00% (stronger) |
| Loans ÷ deposits | 76.0% | 57.3% (stronger) |
| Uninsured deposits | 6.9% | 4.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.0% |
Loc Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Public Service Credit Union leads on 1 and Loc Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.