Side-by-side · Q2 2026 data
Public Service Plaza Federal Credit Union vs P S E Federal Credit Union
Credit union
Public Service Plaza Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Public Service Plaza Federal Credit Union | P S E Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 54 | 66 (stronger) |
| Earnings | 73 (stronger) | 22 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 72nd | 42nd |
| Total assets | $13.1M | $13.5M |
| Deposits / shares | $10.3M | $11.5M |
| Capital ratio | 20.21% (stronger) | 13.81% |
| Problem loans | 1.39% | 1.03% (stronger) |
| Net charge-offs | -0.41% (stronger) | 1.15% |
| Return on assets | 1.32% (stronger) | 0.06% |
| Loans ÷ deposits | 20.6% (stronger) | 61.1% |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Public Service Plaza Federal Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Public Service Plaza Federal Credit Union leads on 6 and P S E Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.