Side-by-side · Q2 2026 data
Puget Sound Cooperative vs Our Community Credit Union
Metric by metric
| Measure | Puget Sound Cooperative | Our Community Credit Union |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 62 | 77 (stronger) |
| Loan quality | 81 | 84 (stronger) |
| Earnings | 29 | 66 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 34th | 82nd |
| Total assets | $273.8M | $638.3M |
| Deposits / shares | $240.9M | $551.8M |
| Capital ratio | 11.23% | 12.67% (stronger) |
| Problem loans | 0.57% | 0.48% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.70% |
| Return on assets | 0.23% | 1.16% (stronger) |
| Loans ÷ deposits | 83.8% | 40.7% (stronger) |
| Uninsured deposits | 13.6% | 6.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Puget Sound Cooperative leads on 1 and Our Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vashon, WA