Side-by-side · Q2 2026 data
Putnam County Bank vs Huntington Federal Savings Bank
Metric by metric
| Measure | Putnam County Bank | Huntington Federal Savings Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 59 (stronger) | 5 |
| Funding & liquidity | 72 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 77th | 68th |
| Total assets | $704.2M | $532.3M |
| Deposits / shares | $617.5M | $422.4M |
| Capital ratio | 12.32% | 15.07% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | -0.03% (stronger) | 0.02% |
| Return on assets | 0.97% (stronger) | -0.38% |
| Loans ÷ deposits | 72.1% | 68.4% (stronger) |
| Uninsured deposits | 29.3% | 6.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 9.5% |
Putnam County Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Putnam County Bank leads on 4 and Huntington Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.