Side-by-side · Q2 2026 data
Putnam County State Bank vs Verimore Bank
Metric by metric
| Measure | Putnam County State Bank | Verimore Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 85 (stronger) | 56 |
| Loan quality | 79 | 91 (stronger) |
| Earnings | 90 | 97 (stronger) |
| Funding & liquidity | 47 | 51 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 77th | 64th |
| Total assets | $317.6M | $639.1M |
| Deposits / shares | $273.7M | $549.5M |
| Capital ratio | 13.52% (stronger) | 10.62% |
| Problem loans | 0.62% | 0.26% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.75% | 1.92% (stronger) |
| Loans ÷ deposits | 85.1% (stronger) | 93.6% |
| Uninsured deposits | 40.8% | 29.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Putnam County State Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Putnam County State Bank leads on 3 and Verimore Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Milan, MO