Side-by-side · Q2 2026 data
Pwc Employees Federal Credit Union vs Virginia Educators Credit Union
Credit union
Pwc Employees Federal Credit Union
Woodbridge, Virginia · Under $100 million in assets
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Pwc Employees Federal Credit Union | Virginia Educators Credit Union |
|---|---|---|
| TellerScore | 75 | 96 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 58 | 86 (stronger) |
| Earnings | 45 | 97 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 52nd | 97th |
| Total assets | $86.3M | $76.3M |
| Deposits / shares | $75.4M | $57.3M |
| Capital ratio | 13.96% | 24.16% (stronger) |
| Problem loans | 1.27% | 0.43% (stronger) |
| Net charge-offs | 0.50% | 0.21% (stronger) |
| Return on assets | 0.62% | 1.92% (stronger) |
| Loans ÷ deposits | 37.3% | 13.0% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 3.4% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pwc Employees Federal Credit Union leads on 1 and Virginia Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.