Side-by-side · Q2 2026 data
PyraMax Bank, FSB vs Capitol Bank
Metric by metric
| Measure | PyraMax Bank, FSB | Capitol Bank |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 62 | 74 (stronger) |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 38 | 65 (stronger) |
| Funding & liquidity | 57 | 57 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 34th | 75th |
| Total assets | $588.7M | $565.3M |
| Deposits / shares | $406.2M | $473.0M |
| Capital ratio | 11.23% | 12.42% (stronger) |
| Problem loans | 0.25% | 0.02% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.44% | 1.12% (stronger) |
| Loans ÷ deposits | 102.0% | 89.8% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 27.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 1.3% |
Capitol Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), PyraMax Bank, FSB leads on 1 and Capitol Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.